To cover the whole or part of the property owner by the insured example buildings and structure against loss or damage due to fire and allied perils such as flood, earthquake, riots etc.

The basis of valuation for assets should be current reinstatement cost at site (in Tanzania) including all cost of asset, freight, taxes, levies, installation costs, and others, value of goods held in trust or commission.


It is important to take loss of Profits cover if such loss is anticipated following fire

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