Employer’s Liability
This cover the Company’s Legal liability in the event of an employee being injured in the course of duty. Also, this is a contingent cover in case the employer is sued under common law whose outcome is potentially more onerous liability than as provided under statutory liability.
Public Liability
Covers the Company ‘s legal liability Third Parties arising out of accident, death or injury due to insured’s activities in the course of business. Such death/injury caused by insured’s product is excluded. Cover can be extended to include products.